This home qualifies for a 100% FINANCING Program! Speak to your lender of choice about the different financing options you can qualify for. Perfect Starter Home in Tampa Modern Updates, No HOA, and Super Low Energy Bills! Welcome to your first home! This charming 3 bedroom, 2 bathroom house in the heart of Tampa is move in ready and full of thoughtful updatesperfect for a young couple, small family, or anyone ready to stop renting and start building their future. Step inside to find a bright and open layout with luxury vinyl flooring throughoutstylish, durable, and easy to clean. The kitchen is modern and inviting with modern white cabinets, granite countertops, and plenty of space for cooking and entertaining. The primary suite features its own private bathroom with a step in shower, while the guest bathroom offers a tub/shower combogreat for little ones or relaxing soaks. This home was built in 1959 but has had all the important updates taken care of, including: New roof (2023) HVAC system (2020) Electric water heater (2022) Upgraded plumbing (hydro jetted, resin lined, plus new PVC piping and outdoor clean out) Enjoy major savings thanks to the solar panel systemjust $118/month and your last electric bill was only $12! It's a smart swap that locks in affordable energy costs and keeps your monthly budget predictable. Outside, youll love the fully fenced yard (new vinyl fence added in 2024) that's perfect for pets or little ones to play safely. Theres also a 2 car carport, a detached shed for tools or toys, and a separate laundry/storage room with a washer and dryer already included. Location wise, it doesnt get more convenientclose to I 4, I 275, I 75, and the Selmon Expressway. You're just 1215 minutes to downtown Tampa, Ybor City, and 18 minutes to Hyde Park, Channelside, and Armature Works. Best of allno HOA and no flood insurance required! This is a rare find in Tampa and a fantastic opportunity to own your first home with confidence.